Tuesday 9 August 2016

CAPM, would you ever use it to make personal investment decisions

Now that you have read about the CAPM, would you ever use it to make personal investment decisions? How can an individual investor use or think about CAPM? 
Consider the following: 
What is the main message of the CAPM? It evolves from the notion that investors in general aren’t stupid: They diversify their investment funds into a well-diversified portfolio. More specifically—the main message of the CAPM is that the rate of return one should expect to earn on a particular investment is only related to the systematic risk of the security, not to its total risk. When you purchase a stock (because you like it or because you got a ‘tip’), you’ll be exposed to the total risk of this stock, but the market theory implies that 
you’ll only be compensated for a small proportion of that risk. Hence, if you do like risk you should invest in a well-diversified risky portfolio with many securities having a high beta, rather in an individual stock. Now go back to the initial question and present your thoughts...
Do research on the Internet and show the reference for the information. Don't forget to respond to a colleague's posting also.
Professor’s Note: In addition to searching the Internet for text related to this threaded discussion, please watch the following video (click on the following link to access this video and further Part 2) and post your comments. 
http://www.youtube.com/watch?v=LWsEJYPSw0k CAPM Capital Asset Pricing Model in 4 Easy Steps - What is Capital Asset Pricing Model Explained 
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Project Schedule

Part A: Project Schedule
(Submit as one [1] Microsoft Project file)
In Assignment 2, you developed a project plan. Now, using the information from your project proposal, create a multi-level work breakdown structure (WBS) and detailed project schedule.
Your project must include the following criteria:
The project must consist of at least twenty-five (25) tasks.
Each task must contain a start date, a finish date, and have main staffing and non-staffing resources assigned.
Assume that your work activities are completed during normal weekdays (no weekend work) under normal conditions (8 hours per day).
In terms of holidays, you can assume no work will be done the following days: New Year’s Day, President’s Day, Good Friday, Good Monday, Friday before Memorial Day, Memorial Day, the business day before Independence Day, Independence Day, the Friday before Labor Day, Labor Day, the day before Thanksgiving Day, Thanksgiving Day, Black Friday (day after Thanksgiving), the business day before Christmas, Christmas Day, the business day after Christmas Day, and New Year’s Eve.
Part B: Written Response
(Submit as a Microsoft Word file)
Write a one to two (1-2) page response in which you:
Analyze your project in terms of project completion, critical path, and slack / float. Specifically, be sure to answer the following:
When will the project be completed?
What is the critical path for the project?
How much slack / float is in your project? What activities have the greatest slack / float?
Summarize the recommendations or improvements you would make to your project schedule. Specifically, be sure to answer the following:
Identify the top three (3) activities that you believe could impact the project completion date.
What additional activities would you add to this project to make it more complete, from a project management viewpoint?
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Imagine you are working with a partner to plan and host a workshop on leadership

Imagine you are working with a partner to plan and host a workshop on leadership. There will be 100 people attending. Review the following optional articles and videos that detail creating a PowerPoint presentation for this assignment:
“Create your first PowerPoint 2013 presentation” by Microsoft, found at http://office.microsoft.com/en- us/support/create-your-first-powerpoint-2013-presentation-RZ102925085.aspx?CTT=5&origin=HA102809627.
“Top Ten Slide Tips” by Garr Reynolds, found at http://www.garrreynolds.com/preso-tips/design/. 
“Top 10 Best Practices When Using PowerPoint for Presentations” found at https://www.youtube.com/watch? 
v=rtygW25vj_I.
Write a five to seven (5-7) slide narrated PowerPoint presentation in which you:
Describe what strengths you would like your partner to have for this particular task, and why.
Explain how the strengths you have chosen for your partner would complement your strengths.
Identify the top two leadership points you would want to share at the workshop, and discuss why you selected those points.
Address two additional leadership traits that can assist in managing conflict and improve communication within the organization.
Format your assignment according to the following formatting requirements:
Format the PowerPoint presentation with headings on each slide and at least one (1) relevant graphic (photograph, graph, clip art, etc.). Ensure that the presentation is visually appealing and readable from up to 18 feet away. 
Include a title slide containing the title of the assignment, your name, your professor’s name, the course title, and the date.
The specific course learning outcomes associated with this assignment are:
Describe the primary functions of management (planning, organizing, leading, controlling) and the associated skills, tools, and theoretical approaches that can be used to accomplish these functions.
Explain the multiple aspects of the managerial planning process and the application of various business- and corporate-level strategies.
Explain the principal theories of leadership and motivation, and describe the fundamental considerations in managing and motivating individual and group behavior. 
Describe actions to improve communications, manage conflict, develop strong organizational culture, and improve the ethical behavior in organizations.
Use technology and information resources to research issues in management concepts.
Write clearly and concisely about management concepts using proper writing mechanics.
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Multiattribute Theory of Wal-Mart

Multiattribute Theory of Wal-Mart
Using the Fishbein Model described in Chapter 7 of your textbook, set up a spreadsheet with the rows labeled with the ten personal attributes as outlined in the textbook and columns labeled with the following organizations: Wal-Mart, Target, Kmart, JCPenney, Sears, Costco and one other similar competitor of your choice. You may also use the following spreadsheet: BUS 350 Multiattribute Analysis.xlsx.
Consider the relative personal importance of each attribute to you and insert a column of importance weights in column C. Score each belief about the establishments on a scale from 1-10 and compute a multiattribute index following the procedure outlined in the textbook (see page 265). 
After you have completed developing the spreadsheet and computing the multiattribute index, prepare a one- to two-page report (excluding title and reference pages), formatted according to APA style guidelines and using at least one scholarly source in addition to the textbook, explaining if your scored attributes about the establishments correlate to your purchasing behavior. Assess why or why not.
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Forms of Media Matrix

Forms of Media Matrix
After reviewing this week’s reading, complete the matrix, related to various forms of media used in making public presentations.
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marketing plan and sales strategy, and a marketing budget

Marketing Plan
This assignment consists of two (2) sections: a marketing plan and sales strategy, and a marketing budget. 
Note: You must submit both sections as separate files for the completion of this assignment.
For the first six (6) months your company is in business—to give you time to perfect your product and to learn from actual customers—you will start marketing and selling in your own community, a radius of twenty-five (25) miles from where you live.
For most non-alcoholic beverages, marketing (as opposed to the actual product itself) is key to success. Cola drinks, for example, are fairly undifferentiated, as are many energy drinks, juices, bottled water, and the like. Companies producing these types of beverages differentiate themselves and attract market share through marketing and brand awareness—both of which are critical to success.
Section 1: Marketing Plan & Sales Strategy (MS Word or equivalent)
Write the three to five (3-5) page Marketing Plan & Sales Strategy section of your business plan, in which you:
Define your company’s target market.
Analyze the types of consumers who will be drinking your beverage in demographic terms (i.e., age, education level, income, gender, ethnic group, etc.). Support your analysis with actual data on the size of the demographic groups in your local community (nearby zip codes).
Outline the demographic information for your company specified on the worksheet in the course text (p. 107 | 
Demographic Description). Click here for help accessing a specific page number in your eBook.
Hints: At American FactFinder (http://census.gov), you will find demographic information on potential consumers in your area. If you are selling through other businesses (such as grocery stores), indicate the number of those businesses in your local area. You will find information about such businesses in your local area at County Business Patterns (http://www.census.gov/econ/cbp/). Check Chapter 2 of Successful Business Plan for more research sources.
Assess your company’s market competition.
Use the factors listed in the course text graphic (p. 123 | Assess the Competition) to assess your company’s market competition.
Defend your strategy to successfully compete against market leaders in your segment.
Hints: For example, in the soft drink market, it is intimidating to try to compete against Coke and Pepsi. 
Newcomers in mature markets typically must pursue niche markets or even create new market categories, as Red Bull did with energy drinks.
Defend your plan to differentiate yourself from the competition using the information detailed on the worksheet in the text (p. 131 | Market Share Distribution).
Hints: Every business faces competition and the non-alcoholic beverage market is an especially crowded market.
Clarify your company’s message using the information provided on the worksheet in the text (p. 160 | The Five F’s).
Hints: Before you choose your marketing vehicles, you must determine the message you want to convey through those vehicles.
Identify the marketing vehicles you plan to use to build your company’s brand. Justify the key reasons why they will be effective. Provide examples of other non-alcoholic beverage companies that use these tactics effectively.
Hints: If you plan to use online marketing tactics, refer to the worksheet in the text (p.171 | Online Marketing Tactics) to aid your response. Remember that even if you’re selling through grocery stores you need to build your brand and social media is a major part of that in regard to beverages. Some of the marketing tactics that beverage companies use include: sampling in grocery stores, building a following on social media, sponsoring events, exhibiting at trade shows attended by retailers, and so on. You will use a combination of 
these tactics. For example, if you decide to give out samples in grocery stores, promote your sampling on your social media networks and those of the grocery store.
Hints: If you are planning to distribute through resellers, describe how you plan to reach them, for example, through industry trade shows or by establishing your own sales force. For information on trade shows, visit the Trade Show News Network (http://www.tsnn.com). You can exhibit or network at these shows.
Format your assignment according to these formatting requirements:
Cite the resources you have used to complete the exercise. Note: There is no minimum requirement for the number of resources used in the exercise.
Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides; references must follow APA or school-specific format. Check with your professor for any additional instructions.
Include a cover page containing the title of the assignment, the student’s name, the professor’s name, the course title, and the date. The cover page and the reference page are not included in the required page length.
Section 2: Marketing Budget (MS Excel worksheets template)
Section 2 uses the “Business Plan Financials” MS Excel template (see: Course Required Files in Week 1). Use the “Business Plan Financials Guide” (see: Course Required Files in Week 1) to support your development of the Marketing Budget.
Complete the Marketing Budget worksheet for your company.
Hints: The goal of the marketing budget is to help you determine how much it will cost you to reach your market and achieve your sales goals.
Hints: When filling out the “Marketing Budget” worksheet in the Excel spreadsheet:
Begin in the current year and complete a marketing budget for the first year of your business. The information you enter in the marketing budget spreadsheet will flow through to your “Income Statement” in the Business Plan 
Financials.
Leave the number at zero (0) for any marketing vehicles you do not intend to use.
Remember that all marketing activities involve costs. If social media represents a significant portion of your marketing, assume you will have cost of advertising and that should be reflected on your budget. Even if a social media site charges nothing to use it, you will need to use company resources to manage the site, pay someone to execute your social media marketing campaigns, and will most likely pay for ads on that site.
Do NOT leave the “Marketing Budget” blank, assuming you will not have any marketing costs.
The specific course learning outcomes associated with this assignment are:
Recommend effective business strategies based on an analysis of domestic and global operating environments, market dynamics, and internal capabilities.
Analyze competitive positions including foreign market entry and the resulting impact on business strategy.Use technology and information resources to research issues in strategic management.Write clearly and concisely about strategic management using proper writing mechanics.
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Managing Data

Managing Data
There are many solutions today that can help organizations reduce their need for an in-house MIS for decision making or at least provide better storage solutions. With the amount of data that organizations collect and utilize, they need to consider all of the available options to ensure that the system will perform according to expectations.
Another thing that you need to consider when it comes to MIS and decision-making systems is that when inaccurate or incomplete data is entered, you will get bogus results. This is also known as garbage in, garbage out (GIGO). You need to be sure to review all of the data for accuracy before any decisions are made that will affect the organization. A failure to review could result in analysts making critical decisions based on faulty data.
Using the Argosy University online library resources and the Internet, research the efficacy of MIS and decision-making systems.
Respond to the following:
With the technology available today, could organizations get to a point where they could let the computers (information systems) generate decisions instead of managers? If yes, do you think you would truly trust the decisions the computer generated? Why or why not?
Cloud computing has come into the marketplace over the past few years. What are some advantages of using a cloud-based solution? Would this be something your past or current organization could utilize? Why or why not?
You have learned that the data utilized should align with the outcomes for which the business is striving. What if the data does not align with the business outcomes? What potential issues could this cause in terms of making an informed decision? Explain.
You have examined making informed decisions based on the data with the information system. Once an organization starts utilizing an information system or decision-making system, can that organization become dependent upon it for all the answers? If the systems go down, will the organization still be able to make decisions or will everything be put on hold? Explain your answer using examples to illustrate your ideas.
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Cash Flow Statement - Barco Industries

Cash Flow Statement - Barco Industries
You are given the following information for Barko Industries:
Barko Industries
Balance Sheet (Partial)
Year 3
Year 4
Cash
$70,000
$9,640
AR
70,000
85,000
Inventories
87,000
84,000
Accounts Payable
48,000
51,000
 Barko Industries
Income Statement
For the Year Ending December 31, Year 4
Sales
$560,000
Operating Expenses
$420,000
Depreciation Expense
46,000
466,000
Income Before Taxes
$94,000
Income Tax Expense
$37,600
Net Income
$56,400
Other Data:
·         Barko Industries sold an asset and recorded a loss on the sale of $8.700. The sale price was $220,000

and the asset was originally purchased for $360,000.
·         Dividends paid in Year 4 were $22, 460.
Required:
1.      Prepare a statement of cash flows for the year ending December 31, Year 4 using the indirect method.
2.      What conclusions could you arrive at regarding the cash position of the firm?
3.      What information was provided in the statement of cash flows that was not evident if just the balance

sheet and the income statement were examined?
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Gross Domestic Product (GDP) is the broadest measure of output for an economy

Gross Domestic Product (GDP) is the broadest measure of output for an economy. However, GDP does not perfectly measure well-being of a nation and its citizens' welfare. Discuss what GDP is and what it measures? Discuss what the shortcomings (limitations) of GDP as a measure of well-being and welfare of a nation are?
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why is it important that prices are flexible in our economy? Do you think the government should control the level of prices for products that are really important, ie. gasoline?

why is it important that prices are flexible in our economy? Do you think the government should control the level of prices for products that are really important, ie. gasoline?
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American citizen in the time period

You are an American citizen in the time period of this unit. Write a brief letter to a citizen of another country that the United States is expanding to during this time period. Share why, from your perspective, this expansion is good. In the letter explain why the United States taking on an imperial position is bad from your perspective. Include the issues of expansion, foreign policy (specifically the shift from isolationism to intervention helped the U.S. become a superpower), and trade as well as other areas of interest to you.
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The Harlem Renaissance was a cultural movement during the 1920s

The Harlem Renaissance was a cultural movement during the 1920s. Explain the different forms of art impacted during this movement. Who was involved and what were some of the most lasting works to come out of it? What was the biggest and most lasting impact of this movement?
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U.S. History after 1877

Choose a topic related to U.S. History after 1877 (Chapters 16-28) that you would truly like to explore and that you are willing to spend some time on. Your chosen topic should be focused. Pose a question that you really want to answer. You may want to begin with more than one topic in mind.
2 Do some preliminary reading on the topic(s). You may begin with the textbook, then further explore the information available. Refine your topic. Summarize your topic, your interest in the topic, the questions you want to answer, and a hypothesis you want to test.
3 Gather information from a variety of sources. Use a minimum of four sources for your paper, and at least one must be a primary source.
• Examples of primary sources are ones that are used in our discussion forums 2 - 8.
• They are sources that are contemporary to the times under investigation.
• An example of a secondary source is our textbook, though the textbook also contains excerpts of primary sources, which you may use as a source in your essay.
4 Outline the results of your research and then plan for your essay (note you are not required to submit the outline).
5 Write the final draft and be sure to include a Works Cited List; be sure to use the correct MLA documentation style.
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"Customer Experience Management"

"Customer Experience Management"
Based on your review of the Learnscape scenario titled “Learnscape 1: Staying Relevant”, examine the potential mutual benefits that are afforded to health care organizations and their respective customers populations when health care organizations design and manage all-encompassing customer experiences. Provide an example of such potential mutual benefits to support your rationale.Appraise the value of the innovation guidance for the assembly and management of customer experiences provided by Bernd Schmitt’s CEM framework. Provide at least two (2) specific examples of CEM framework that apply within a health care organization with which you are familiar.
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Glinding age

Glinding age
Write a 1,400- to 1,750-word paper, discussing the role of art in America since the Gilded Age. Include discussion of the following:
Beginning with the Gilded Age, how has art been a reflection of society? Describe and examine at least three examples you have encountered or examined in this course to support your conclusions.
How art, in the context of the social justice movements of the 20th century, challenged and shaped American society. 
The role of diversity in the development of the arts and how it changed throughout the last century in the United States.
Your opinion on the role of art today; how does it continue to remain relevant to our lives? How could it change or develop to become more relevant to our lives?
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Explain at least 2 significant changes in textile types, decoration, or fabric production during the Byzantine Era (in the Byzantine Empire) and Early Middle Ages (in other areas of Europe) and describe the reasons and influences behind those changes.

Explain at least 2 significant changes in textile types, decoration, or fabric production during the Byzantine Era (in the Byzantine Empire) and Early Middle Ages (in other areas of Europe) and describe the reasons and influences behind those changes.
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The United States became involved in Vietnam during the World War II era, and continued to be involved into the early 1970s

The United States became involved in Vietnam during the World War II era, and continued to be involved into the early 1970s. Write an essay exploring the main events/developments over that time span pertaining to American involvement there during the Presidencies of Harry Truman, Dwight Eisenhower, John Kennedy, Lyndon Johnson, and Richard Nixon. Some of the highlights that you may want to address. Could include: containment and the Korean War under Truman, Vietnam being divided into a communist north and democratic south through the Geneva agreement in 1954 and the Eisenhower support of the South Vietnamese President Diem, the deployment of more 
military advisers under Kennedy and the assassination of Diem, the Gulf of Tonkin Resolution, search and destroy missions, operation Rolling Thunder, and the Tet Offensive under Johnson, and how Nixon’s Vietnamization policy eventually ended American involvement in Vietnam. You could discuss some of the long- term impacts of the American experience in Vietnam as well.
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Arguably, the most intense period of the civil rights’ movement took place from World War II up through the late 1960s

Arguably, the most intense period of the civil rights’ movement took place from World War II up through the late 1960s, and the movement was characterized by African-Americans taking matters into their own hands and forcing officials in Washington to act in their behalf. Discuss the main events/developments that took place in behalf of civil rights during that era. You could examine WWII as a catalyst for the movement, the role of the Supreme Court led by the Brown v Board of Education decision of 1954, the southern reaction to the Brown verdict, the Montgomery bus boycott, the sit in campaign, the Freedom Rides and demonstrations in Birmingham during John Kennedy’s time as President, the enactment of the Civil Rights’ Acts of 1964 and 1965, and the white backlash against the movement once more militant groups formed and race riots broke out.
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