select a particular U.S. state or territory, the federal OWCP system, or another country and write a research paper on the current system of workers’ compensation in that particular
state/jurisdiction. Students should communicate the state of his/her choosing to his/her facilitator or instructor if no facilitator is assigned.
The research paper should be double spaced, one-inch margins all around, and drafted according to all relevant APA requirements. The substantive content of the paper should be 10 to 12 double-spaced pages. (Note: Substantive content does not include components such as a cover page, table of contents, works cited/references/bibliography, etc. Substantive content refers to the abstract and body of the paper.)
Students should have at least eight sources/references that are properly cited and relied upon in a remarkable way within the paper. (Note: Superior performance on the assignment will likely incorporate approximately eight or more sources.) It is likely that students will obtain most of the information for their papers through the state’s/jurisdiction’s government websites, however, students can- and should - expand their learning by also reading non-governmental publications. As such, students must have at least three non-governmental sources for their paper. Students should cite individual governmental sources accordingly.
The research paper should address the following topical areas:
1.) The statutory standard for an injury AND illness to be compensable (students should discuss injury and illness even if the state treats both the same);
2.) Explanation of the benefits offered to workers’ sustaining a compensable injury/illness;
a. Amount and method of calculation of temporary total disability (“TTD”) benefits (or however the state refers to temporary total disability);
b. Duration of TTD Benefits;
c. Vocational rehabilitation benefits;
d. Permanent partial disability benefits;
e. Permanent total disability benefits; and
f. Death benefits to surviving spouses/estates.
3.) Explanation of the workers’ compensation claims process from the initiation of a claim through the appeals process;
4.) Whether the state is a monopolistic, competitive market, or mix;
5.) Whether the state calculates and administers its own experience rating system, relies on the NCCI, or has some hybrid;
6.) Any methods/practices/programs that employers can participate in to reduce premiums;
7.) How light/modified duty is managed by employers and whether employers may reduce compensation for workers on light/modified duty;
8.) Any other unique features, facts or trends about the particular state’s/country’s workers compensation system.
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