Edelman's "The 12 Reasons to Plan" and describe why these three are most important to you

Choose your top 3 of Edelman's "The 12 Reasons to Plan" and describe why these three are most important to you. 
Additionally, explain how you will incorporate these three reasons into your personal financial plan.   Incorporate your knowledge of investments and compounding as well as some of Schor's principles for avoiding consumerism and unnecessary purchases.

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